string(1) "2"

Educational Loan

Loan

Make your higher education dreams a reality with Bank One’s Educational Loan. Whether you’re pursuing a diploma, degree, or postgraduate degree, our loan options help you cover all the expenses so you can focus on your studies.

Eligibility – Available for students with proof of course registration in any recognized university or accredited course provider

Comprehensive Funding – Up to 100% funding for tuition fees, accommodation costs, and airline tickets

Interest Rates – Benefit from competitive interest rates

Available to both Bank One customers and non-customers

Disbursement in Tranches – Funds are disbursed in stages to cover your educational needs

Personalized Service – Our dedicated relationship managers will guide you through every step, ensuring a smooth and hassle-free experience

Monitor your loan – Control your finances with our internet or mobile banking

Bancassurance – Wide range of insurance and life cover to safeguard your assets and provide financial security for your loved ones

For Secured Loans

Repayment Term – Up to 15 years

Moratorium Period – Duration of studies + 1 year (maximum 5 years)

For Unsecured Loans

Repayment Term – Up to 7 years

Documents required

1
Payslips for the last 12 months from borrowers
2
Bank statements for the last 6 months
3
National Identity Cards (NIC) of all parties
4
Letter of employment of borrowers
5
Letter of appointment from university specifying the course, course fees & duration of course
6
Birth certificate of all parties
7
For secured loans, title deed and site plan/location plan of property as security.
8
Any other related documents required

simulate my loan

RS
YEARS
0
0
RS

Disclaimers: The information, which you calculate from this simulator, is intended for use by you as a guide only; it is not an offer and has no legal effect. Bank One accepts no responsibility for any losses arising from any use of or reliance upon any calculations or conclusions reached using the calculator.

I'm interested

Educational Loan

Discover our other loan products

Help Centre

Need Help?

Find answers to your questions in our FAQs and view our video tutorials.
Visit our Help Centre